How does borrowing work?
How does borrowing work?
Borrowers create a loan request with their desired terms. Lenders review and fill these requests, after which the borrower receives the asset and must repay within the agreed duration.
How does lending work?
How does lending work?
Lenders can browse open loan requests and choose the ones that fit their risk and return preferences. Once a loan is funded, the borrower receives the funds and must repay according to the selected terms.
Are there risks?
Are there risks?
As with any lending market, there is default risk. If a borrower fails to repay on time, the position can be liquidated and collateral is used to cover the obligation as much as possible.
Which assets and markets are currently supported?
Which assets and markets are currently supported?
Axios currently supports six core markets: FUEL, USDC, stFUEL, ETH, ezETH, and USDT. These assets provide users with diverse lending and borrowing options across native Fuel tokens, stablecoins, and Ethereum-based assets.
What are Earn Vaults?
What are Earn Vaults?
Earn Vaults are set‑and‑forget strategy vaults: you deposit once, and the vault automatically allocates your capital into lending strategies managed by Axios. The protocol actively manages loans and reinvests proceeds on your behalf to seek sustainable yield without requiring you to monitor individual positions.
Can I repay my loan early?
Can I repay my loan early?
Yes! You can repay anytime before the deadline. Your collateral is returned immediately.
What happens if I'm 1 hour late on repayment?
What happens if I'm 1 hour late on repayment?
After the loan expires, anyone can liquidate your position immediately.
Can I add more collateral to avoid liquidation?
Can I add more collateral to avoid liquidation?
Not currently, but this feature is planned. For now, you must repay the entire loan to get collateral back.
What if there are no lenders for my terms?
What if there are no lenders for my terms?
Your request stays open for the full duration you specified. You can cancel it anytime before someone fills it. Try adjusting your interest rate or collateral ratio to attract lenders.
Is my money safe?
Is my money safe?
Axios uses smart contracts to hold funds - no human can access them. However, all DeFi involves risk. Never invest more than you can afford to lose.